The Basic Rules of Social Security Survivor’s Benefits

June 22nd, 2015 by beasleyferber

Social Security can pay some generous survivor's benefits. Here are the basic rules:
The people who can claim survivor's benefits include:
A widow/widower over age 60 (or 50 if disabled)
A widow/widower or any age who is caring for the deceased's child who is disabled or under 16
A child of the deceased under age 18
A child who is 18 or older with a disability that began prior to age 22
Under certain circumstances:
A surviving divorced spouse
A stepchild, grandchild or adopted child
A surviving divorced widow or widower, if the marriage lasted over 10 years

Social Security is limited to a family maximum. Generally, the limit is equal to 150% to 180% of the full benefit of the deceased worker.

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